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General Forum - RE: BEST Credit Card ? ? - Page 2
Elite
I mainly use CC 0% offers\balence transfers just before buying\planing a major purchase like a holiday & using the 6 months to pay it off with ease (usually within 4 months), occassionally I have to BT to a new card 0% deal with the remainder.
Actual CC spend per month is minimal. 
I quite like the Helpdesk people in a benevolent (as opposed to malevolent) way as they do some valuable work in preventing us being inundated by every halfwit who can work a phone.
Competent
Halifax...
Theirs is ... 0% for 6moths... 6.9% on balance thereafter... and 10.9 Typical....
Elite
Check out Money saving expert. The guy knows his stuff and is on radio loads giving advice
Snaps
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All skill is in vain when an angel p*sses in the flintlock of your musket.
Competent
Quote:
I went down the same route as bowfer, with capital one. ...
And I actually found them almost too willing to give me a card. It made me wonder what the crack was...
My guess is that the crack will come if you ever fall into arrears - interest rates will soar and lots of charges will be applied. So long as you make at least minimum payments on time shouldn't be a problem though.
Elite
Quote:
Still,seeing as you're obviously passing your statement off as fact,I must be wrong eh ?
Sigh....
How is he passing it off as fact? He made a statement based on his beliefs. Is everyone supposed to put 'in my opinion' after everything they write? Isn't that a bit redundant? Surely if someone writes something then it's fairly obvious that it is their opinion. Now if he'd actually written 'this is a fact' you might have a point...
